General Announcements

Contents include:

• Vehicle History Score (VHS) - User Reference Field Enhancement
• Identity Manager Verification 2.0 - Date of Birth Data Enhancements

Contents include:

• CreditVision® Address History Add-on Service for ID Search and ID Report
• Update to Public Record (PR11) FFR Segment in theTU4.1 User Guide
• Consolidated Remark Code – New Configuration Option for CreditVision® Enriched Credit Report

Contents include:

• CreditVision® Enriched Credit Report
• CreditVision® Account History Service
• CreditVision® Address History Service
• CreditVision® Premium Algorithms

Product availability date has been adjusted for CreditVision Version Indicator, Extended Payment Pattern and Account Reporting Review. All other content is unchanged.

Contents include:

• New Service – Vehicle History Score for Financial Services
• New Service – Insurance Prefill With Prefill Vehicle Add-On Services
• Risk-Based Pricing Rules
• Version Indicator for Standalone Services – TU4.0/TU4.1
• Account Reporting Review Service – CreditVision® Version
• CreditVision® Enriched Credit Report Service – Extended Payment Pattern Option

Contents include:

• Nevada Division of Insurance - Adjustments to Fair Isaac Insurance Risk Score (FIIRS)

Contents include:

• New State-Specific No-Hit Indicator Option

Contents include:

• Data Reporting Content on Transunion.com
• File Receipt Notification and Error Lists
• Correction to General Announcement #108
• TU4.0/TU4.1 Fixed Format Response (FFR)

Contents include:

• Contact Locator Add-on Service
• New Service — Contact Score
• TransUnion Medical Recovery Scores 3.0
• High-Risk Fraud Alert/Search and Identity Manager Verification — Notification: 3001
• Message Code Update

Contents include:

• New State Security Freeze Laws — Alabama
• Risk-Based Pricing Test Subjects — Annual Update

Contents include:

• Risk-Based Pricing Rule Solutions - Annual Update

Contents include:

• New Service - Device Verification Service
• New Service - Identity Alerts

Contents include:

• Important TransUnion Net Access (TUNA) Security Enhancement Reminder

Contents include:

• New Service - VIN Prefill

Contents include:

• Score Derogatory and Inquiry Alert Flag - Correction
• FICO 8 Inquiry Alert Flag Enhancement
• TransUnion Net Access (TUNA) Security Enhancements

Contents include:

• Test Subjects - Vehicle History Score Service
• Score Derogatory Alert Flag - Correction

Contents include:

• Contact Identity Services - Enhancement
• Test Subject SSN Change - Remaining Services
• Score Derogatory Alert Flag Additions
• FICO 08 Inquiry Deduplication Enhancement

Contents include:

• FDIC Subprime Definition Characteristics
• Test Subjects - New Remarks Code: Accounts in Forbearance (FOR)
• TransUnion Recovery Scores 3.0 - Clarification

Contents include:

• Possible Coding Impact - Test Subjects SSN Change
• Vehicle History Score Service FFR - Correction
• Vehicle History Score Service FFR - Testing
• New Remarks Codes
• TransUnion Recovery Scores 3.0

Contents include:

• New Service - Vehicle History Score Service
• Risk-based Pricing Test Subjects - Update
• Test Subjects Change due to Social Security Administration
• Remark Code Verbiage Update Implementation Date

Contents include:

• Contact Identity Services - Enhancement
• Risk-based Pricing Rules
• Model Score Minimum/Maximum ValuesRemark Code Verbiage Updates
• The Dodd-Frank Wall Street Reform and Consumer Protection Act (Score Derogatory Alert Flag) in a Single Transaction
• Test Subjects Change due to Social Security Administration
• Individual Monitoring Evaluation Process Enhancement

Contents include:

• Social Security Number Randomization - Message Code Update
• L2C Model Enhancements
• Electronic Data Exchange Gateway (eDEG) - Website & FAQ Changes
• Remark Code Verbiage Updates

Contents include:

• Social Security Number Randomization
• TransUnion Recovery Scores 3.0
• The Dodd-Frank Wall Street Reform and Consumer Protection Act - (Score Derogatory Alert Flag)
• Contact Identity Services - Enhancement

Contents include:

• Vantage Score 2.0

Contents include:

• OFAC Name Screen Changes (Service Code 06800)
• eDEG Enhancements — eDEG Profile Manager
• Test Subjects — Metro 2 Consumer Information Indicator of 1A, “Personal Receivership” (PRS) Remarks Code
• Testing Instructions

Contents include:

• FICO® 8 Mortgage Risk Score
• Test Subject for Contact Identity Services Enhancement
• Testing Instructions

Contents include:

• Testing the ID Analytics Credit Optics Plus Models
• Risk-based Pricing: Score Percentile Ranking Service Announcement Corrections
• Test Subjects — Score Percentile Ranking in a Single Transaction
• Test Subjects for Output Remarks Code “AC”
• Updated Contact Information — Adverse Action Requirement as Defined by the Fair Credit Reporting Act (FCRA)
• Correction to Identity Manager Verification 2.0 Information Specified in Technical General Announcement #89
• Testing Instructions

Contents include:

General

• Contact Identity Services — Enhancement
• New Service Description — Identity Manager Verification 2.0
• Consumer Information Indicator 1A — Personal Receivership — Will Display on Credit Reports
• Testing Instructions

Decision Systems

• TransUnion 100 Tribureau Attributes and Starter Sets

Contents include:

• New Service — Identity Manager Verification 2.0
• eDEG Enhancements
• Risk-based Pricing Rules
• Remarks Codes Description Changes

Contents include:

General

• Upcoming Change in General Announcement Delivery
• New ID Analytics Collections Optics Installment Loan Model
• ID Analytics Credit Optics Plus Models Now Available on Model Report
• New Service — Identity Manager Verification 2.0

Decision Systems

• Auto Summary with Instant Prescreen
• TransUnion Propensity Models with Instant Prescreen
• Automated Valuation Model (AVM)
• Identity Manager Authentication (IDMA) Enhancements

Contents include:

• Test Subjects — Multiple L2C Models in a Single Transaction
• New Remarks Codes
• Upcoming Change in General Announcement
• Delivery Supplemental Recovery Model

Contents include:

• Upcoming Change in General Announcement Delivery
• ID Analytics Credit Optics Plus Models

Contents include:

• Upcoming Change in General Announcement Delivery
• Reminder: TransUnion’s Updated Client Technical Services Website Now Available!
• Modified Test Database
• FDCPA Test Subjects
• TransUnion’s Online Application Availability
• Online Batch (OLB) Hotline Changes
• Multiple L2C Models in a Single Transaction
• Credit CARD Act Compliance Solutions: TransUnion Income Estimator 3.0 and Debt-to-Income Estimator 3.0 Models

Contents include:

• Upcoming Change in General Announcement Delivery........... 2
• Test Subjects for SSN Search Capability on Contact Verification and Contact Locator......... 3

Contents include:

• Upcoming Change in General Announcement Delivery
• L2C Model – Standalone Version
• SSN Search Capability on Contact Verification and Contact Locator
• FDCPA Search
• Online Test Database Changes Coming January 27, 2010

Contents include:

• Test Subjects Now Available on TransUnion’s Client Technical Services Website!
• New Credit Characteristics
• Upcoming Change in General Announcement Delivery

Contents include:

• ID Analytics Model Test Subjects
• Reminder: TransUnion’s Updated Client Technical Services Website Now Available!

Contents include:

• ID Analytics Model Test Subjects
• Reminder: TransUnion’s Updated Client Technical Services Website Now Available!

Contents include:

• FDCPA Case Search
• New Remarks Codes
• Loan Type “DR” Description Change
• Remarks Code “PPA” Description Change
• Enhancement to Contact Identity Services through TU4.0/TU4.1
• Test Subjects - Auto Summary Add-on Service
• Auto Summary Correction - Available Access Methods and Request Formats

Contents include:

• Auto Summary

Contents include:

• New State Security Freeze Laws — Alaska
• FICO^® Risk Score, Classic 08 Industry Options
• Test Subjects — L2C Thin File Model Enhancements
• Updated TU4 User Guides Available

Contents include:

• L2C Thin File Model Enhancements

Contents include: 

• FICO Risk Score, Classic 08

Contents include:

• Test Subjects - Redeveloped Models: Income Estimator 3.0 and Debt-to-Income Estimator 3.0

Contents include:

• Redeveloped Models: Income Estimator 3.0 and Debt-to-Income Estimator 3.0
• New State Security Freeze Law — South Carolina
• Enhancements to Technical Services Web Site

Contents include:

• Compliance Verification 2.0 Service
• WEB Monitoring Service Change
• New Error Code: 006
• Data Furnisher Reporting Options for Consumers Affected by a Natural or Declared Disaster

Contents include:

• Implementation Date and Test Subjects for the Re-designed Phone Append Service
• Collection Prioritization Engine (CPE) v1.0 New Phone Indicators
• Collection Prioritization Engine (CPE) New Version: v1.1

Contents include:

• New Service Availability — ARM Alert
• Re-Designed Phone Append Service
• Red Flag Regulations

Contents include:

• Upcoming TransUnion Net Access (TUNA) Internal Upgrades
• Vendor Information Segment
• Preliminary Settlement Agreement — Account Reporting for Chapter 7 Bankruptcies

Contents include:

• New State Security Freeze Laws – Arizona, Georgia, Missouri, Ohio, and Utah

Contents include:

• Minnesota Law (SSN Truncation) — Update
• New State Security Freeze Laws — Idaho, Iowa, and Virginia
• Changes to Use Type Codes (formerly referred to as Exempt Use Type Codes)
• Contact Verification Plus Enhancement

Contents include:

• Redeveloped Model — TransUnion Account Management Model 3.0
• Redeveloped Model — TransUnion New Account Model 3.0
• Washington State Law — Wireless and Pager Phone Numbers

Contents include:

• State of Minnesota Law Regarding Social Security Numbers
• Identity Manager Verification Enhancement — Addition of Three Alert Messages
• Hard Coding of Subscriber Code Fields
• Reminder — Adverse Action Requirement as Defined by the Fair Credit Reporting Act

Contents include: 

• Credit Characteristics Print Image Available for Collection Prioritization Engine 2.0
• Security Freeze Refresher — SYSTEM Coding for an Access Code
• IP Address Usage