General Announcements

General Announcements

Current and archived General Announcements, which contain technical information about our services and compliance requirements.

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Content only available to logged-in subscribersEdition #195 (. pdf )
Last Updated: 10/01/2021

Contents include:

  • New solution: CreditVision® Magnitude Attributes
Content only available to logged-in subscribersEdition #194 (. pdf )
Last Updated: 09/07/2021

Contents include:

  • New model: FICO® Resilience Index 2
Content only available to logged-in subscribersEdition #193 (. pdf )
Last Updated: 08/05/2021

The TruValidateTM Identity Verification solutions alerts have been updated. 

Originally published August 2, 2021.

Contents include:

  • Update: Risk-based Pricing Rule
  • Service enhancement: New alert for TruValidateTM Identity Verification solution
Content only available to logged-in subscribersEdition #192 (. pdf )
Last Updated: 07/02/2021

Contents include:

  • New model: FICO® Auto Score 10
  • New model: FICO® Bankcard Score 10
Content only available to logged-in subscribersEdition #191 (. pdf )
Last Updated: 04/01/2021

Contents include:

  • Notice: New PGP keys coming soon for Data Exchange Gateway users
Last Updated: 08/17/2021

The Income and Employment Verification - Income Summary enhancement TU4.0/TU4.1 EM01 field description has been updated. 

Originally published March 4, 2021.

Contents include:

  • TransUnion DEG TLS cipher update
  • Notice: New PGP keys coming soon for Data Exchange Gateway users
  • Notice: TransUnion's fraud solutions are now TruValidateTM
  • Service enhancement: New alerts for TruValidateTM Fraud Alerts® and Identity Verification® solutions
  • Updated service: Income and Employment Verification - Income Summary enhancement
  • New model: CreditVision® Auto Propensity Score 2.0
  • New model: CreditVision® Bankruptcy Score 2.0
  • New model: TruValidateTM Network Data
  • New model: TruValidateTM Synthetic Fraud Data
Last Updated: 02/08/2021

The FICO® Resilience Index score card indicator description has been updated. 

Originally published February 1, 2021.

Contents include:

  • TransUnion DEG TLS cipher update
  • New model: CreditVision® Link Personal Loan Risk Score
  • New model: FICO® Resilience Index
  • New model: TruValidate® GLBA Synthetic Fraud Model
Content only available to logged-in subscribersEdition #188 (. pdf )
Last Updated: 01/14/2021

Contents include:

  • TransUnion DEG TLS cipher update
  • TransUnion is disabling TLS 1.1 and requiring stronger cipher access for the CTS Portal
  • New solution: CreditVision® Auto Refinance Attributes
Last Updated: 08/17/2021

The Income and Employment Verification TU4.0/TU4.1 FFI information and EM01 field description have been updated. 

Originally published December 1, 2020.

Contents include:

  • New solution: CreditVision® Acute Relief Recovery Attributes
  • New service: Income and Employment Verification
Content only available to logged-in subscribersEdition #186 (. pdf )
Last Updated: 11/02/2020

Contents include:

  • New model: FICO® Score 10
Content only available to logged-in subscribersEdition #185 (. pdf )
Last Updated: 09/02/2020

Contents include:

  • New model: CreditVision® Link Personal Loan Early Pay Default Score
Last Updated: 10/06/2020

The Risk-based Pricing Rule has been updated to indicate: 

  • The models updated in March 2020 and July 2020 in the Model Inclusion table for Score Percentile Ranking and Model Score Minimum/Maximum Values. 

Originally published August 3, 2020.

Contents include:

  • Reminder: HTTP GET method will be disabled in TransUnion Net Access (TUNA)
  • New model: CreditVision® Mortgage Propensity Score 2.0
  • New model: CreditVision® Auto Refinance Propensity Score 2.0
  • Update: Risk-based Pricing Rule updated
  • Service enhancement: TrueRisk® Life Group Online insurance score adds new JSON translation service
Content only available to logged-in subscribersEdition #183 (. pdf )
Last Updated: 07/01/2020

Contents include:

  • New model: IDVision® Inquiry Velocity for Personal Loans
  • New model: IDVision® Trade Velocity for Personal Loans
  • New model: CreditVision® Consolidation Propensity Score Version 2.0
  • New model: CreditVision® Acute Relief Score
Content only available to logged-in subscribersEdition #182 (. pdf )
Last Updated: 06/24/2020

Contents include:

  • Notice: HTTP GET method will be disabled in TransUnion Net Access (TUNA)
Content only available to logged-in subscribersEdition #181 (. pdf )
Last Updated: 05/15/2020

Contents include:

  • New solutions: CreditVision® Acute Relief Attributes and CreditVision® Acute Relief Expanded Attributes
Content only available to logged-in subscribersEdition #180 (. pdf )
Last Updated: 04/01/2020

Contents include:

  • Update: CreditVision® Student Loan Attributes
Content only available to logged-in subscribersEdition #179 (. pdf )
Last Updated: 03/02/2020

Contents include:

  • Update: CreditVision® Link and Alternative Data models add Risk-based Pricing
  • New model: CreditVision® Auto Risk Score 2.0
Content only available to logged-in subscribersEdition #178 (. pdf )
Last Updated: 03/18/2020

The Commercial Auto Solution has been updated to include:

  • An update to the TUXML request elements section
  • A revision to the TUXML response example section (removal of the factor codes)

Originally published December 2, 2019.

Contents include:

  • Reminder: Algorithms using SHA-1 hash function with DEG SFTP will be disabled
  • New standalone: TrueRisk® Life Group Online insurance score
  • Service enhancement: Commercial Auto Solution adds vehicle and combination model score add-ons
  • New model: CreditVision® Personal Loan Propensity Score 2.0
Content only available to logged-in subscribersEdition #177 (. pdf )
Last Updated: 10/01/2019

Contents include:

  • Update: Reason code updates for TransUnion models
  • Notice: Algorithms using SHA-1 hash function with DEG SFTP will be disabled
Content only available to logged-in subscribersEdition #176 (. pdf )
Last Updated: 08/08/2019

Contents include:

  • Update: Use type codes consolidated
  • Update: Risk-based pricing rule
  • New solution: CreditVision® Phone Attributes
Content only available to logged-in subscribersEdition #175 (. pdf )
Last Updated: 07/01/2019

Contents include:

  • Update: Public Record type codes verbiage change for dismissed codes 1D/2D/3D/7D
Content only available to logged-in subscribersEdition #174 (. pdf )
Last Updated: 06/03/2019

Contents include:

  • New model: CreditVision® New Account Version 2 Score
  • Notice: Use of Social Security Numbers — Public Law 181/ HB1668
Content only available to logged-in subscribersEdition #173 (. pdf )
Last Updated: 05/01/2019

Contents include:

  • Notice: FTP will no longer be supported by TransUnion
  • Notice: New PGP keys now available for Data Exchange Gateway users
  • Update: Public Record codes verbiage change for dismissed codes 1D/2D/3D/7D
Last Updated: 07/01/2019

The Identify Verification solutions have been updated to include:

  • Different service codes than previously published
  • Updated new fraud alert descriptions

Originally published April 1, 2019.

Contents include:

  • Service enhancement: Identity Verification solutions add 26 new fraud alerts
  • Service enhancement: Identity Verification solutions now include locked and frozen files
  • New standalone service: Commercial Auto Solution
Content only available to logged-in subscribersEdition #171 (. pdf )
Last Updated: 12/03/2018

Contents include:

  • New models: CreditVision® Link 2.0 Score and CreditVision® Alternative 2.0 Score Models
Content only available to logged-in subscribersEdition #170 (. pdf )
Last Updated: 08/14/2018

Contents include:

  • Notice: Economic Recovery, Regulatory Relief, and Consumer Protection Law (S.2155)
  • Update: Use type codes
  • Update: Changes to the Employment Credit Report Bill of Rights statement
  • Update: Access codes to obtain frozen credit files
Content only available to logged-in subscribersEdition #169 (. pdf )
Last Updated: 08/01/2018

Contents include:

  • Update: Risk-based Pricing Rules
Content only available to logged-in subscribersEdition #168 (. pdf )
Last Updated: 07/02/2018

Contents include:

  • Update: TransUnion is disabling TLS 1.0 and requiring stronger cipher access for all systems effective July 31, 2018 - updated from June 30
  • Service enhancement: Habitational Online now allows ranged addresses on input
  • Update: New error codes and new status code for Habitational Online standalone service
  • New models: CreditVision® alternative credit products including hit flag, attributes, and scores
  • Update: New alert added for Identity VerificationSM
Content only available to logged-in subscribersEdition #167 (. pdf )
Last Updated: 06/01/2018

Contents include:

  • Notice: High Risk Fraud Search is now IDVisionSM Search
  • Enhanced standalone service: IDVisionSM Search (formerly High Risk Fraud Search)
  • Update: New alert added for IDVisionSM Alerts
Content only available to logged-in subscribersEdition #166 (. pdf )
Last Updated: 05/01/2018

Contents include:

  • Update: TransUnion is disabling TLS 1.0 access for all systems beginning June 30, 2018
  • Update: IDVisionSM Alerts (formerly High Risk Fraud Alert) add-on service now available on TU Direct
Content only available to logged-in subscribersEdition #165 (. pdf )
Last Updated: 04/02/2018

Contents include:

  • Update: TransUnion is disabling TLS 1.0 access for all systems beginning June 30, 2018
  • Enhancement: Custom model integration capability
Last Updated: 05/01/2018

The Envision TLS 1.0 disablement topic has been removed. All other content is unchanged.

Originally published March 1, 2018.

Contents include:

  • Update: TransUnion is disabling TLS 1.0 access for all systems beginning June 30, 2018
Content only available to logged-in subscribersEdition #163 (. pdf )
Last Updated: 02/15/2018

Contents include:

  • Update: TransUnion is disabling TLS 1.0 access beginning June 30, 2018
Content only available to logged-in subscribersEdition #162 (. pdf )
Last Updated: 02/01/2018

Contents include:

  • Notice: TransUnion scheduled maintenance for the ACE application
  • Notice: Custom reporting requests for select services to be discontinued
  • Update: New compliance and fraud alerts available for IDVisionSM Alerts add-on service
Last Updated: 07/02/2018

In the topic New standalone service: Habitational Online, a new status of exceededMaximumConsumerThreshold has been added to the TUXML addOnProduct element. All other content is unchanged.

Originally published January 2, 2018.

Contents include:

  • Service enhancement: Identity Verification 2.0 (formerly Identity Manager Verification 2.0) minimum input requirements enhancement
  • Service enhancement: Address history enhancement for Identity Verification 2.0 (formerly Identity Manager Verification 2.0)
  • Update: IDVisionSM Alerts Print Image response
  • New standalone service: Habitational Online (service code 08080)
Content only available to logged-in subscribersEdition #160 (. pdf )
Last Updated: 12/01/2017

Contents include:

  • Enhancement: Prefill Vehicle VIN add-on service
  • New model: VantageScore® 4.0
Last Updated: 01/11/2018

In the Notice: TransUnion scheduled maintenance for the ACE application section, the dates have been updated from October/November 2017 to January and February of 2018. All other content is unchanged.

Originally published November 1, 2017.

Contents include:

  • Update: TLS 1.0 is no longer enabled for TransUnion Net Access (TUNA) as of November 5, 2017 (revised from October 29)
  • Notice: TransUnion scheduled maintenance for the ACE application
  • New model: CreditVision® Auto Summary Attributes model
Content only available to logged-in subscribersEdition #158 (. pdf )
Last Updated: 10/18/2017

Contents include:

  • Notice: High Risk Fraud Alert is now IDVisionsm Alerts
  • Enhanced add-on service: IDVisionsm Alerts (formerly High Risk Fraud Alert)
Last Updated: 10/13/2017

In the Update: TransUnion will disable the TransUnion Net Access (TUNA) SHA-1 digital certificates section, the date has been extended from October 15 to October 29. All other content is unchanged.

Originally published October 2, 2017.

Contents include:

  • Update: TLS 1.0 will no longer be enabled for TransUnion Net Access (TUNA) starting October 29 (revised from October 15, 2017)
  • Notice: Increase to TransUnion Net Access (TUNA) availability
  • Notice: TransUnion scheduled maintenance for the ACE application
Content only available to logged-in subscribersEdition #156 (. pdf )
Last Updated: 09/01/2017

Contents include:

  • Update: TLS 1.0 will no longer be enabled for TransUnion Net Access (TUNA) starting October 15, (revised from August 27, 2017)
  • Notice: Increase to TransUnion Net Access (TUNA) availability
  • New models: CreditVision® Enriched Attributes V1 Installment Expansion Set and CreditVision® Enriched Attributes V2 
Last Updated: 08/15/2017

In the Update: TransUnion will disable the TransUnion Net Access (TUNA) SHA-1 digital certificates section, the date has been extended from August 13 to August 20, with additional details added. All other content is unchanged.

Originally published August 1, 2017.

Contents include:

  • Update: TransUnion will disable the TransUnion Net Access (TUNA) SHA-1 digital certificates on August 13, 2017
  • Update: TLS 1.0 will no longer be enabled for TransUnion Net Access (TUNA) starting October 15, (revised from August 27, 2017)
  • Notice: Increase to TransUnion Net Access (TUNA) availability
  • New add-on service: Account Verification
Content only available to logged-in subscribersEdition #154 (. pdf )
Last Updated: 07/05/2017
Contents include:
  • Update: TransUnion will disable the TransUnion Net Access (TUNA) SHA-1 digital certificates on August 13, 2017
  • Update: TLS 1.0 will no longer be enabled for TransUnion Net Access (TUNA) starting August 27, 2017
  • Notice: Increase to TransUnion Net Access (TUNA) availability
  • Update: Risk-based Pricing Rules
Last Updated: 06/13/2017

In the Notice: TransUnion will disable the TransUnion Net Access (TUNA) SHA-1 digital certificates section, the date has been extended for both production and test environments. All other content is unchanged.

Originally published June 1, 2017.

Contents include:

  • Notice: TransUnion will disable the TransUnion Net Access (TUNA) SHA-1 digital certificates on July 16, 2017
  • Reminder: TLS 1.0 will no longer be enabled for TransUnion Net Access (TUNA) starting July 9, 2017
  • Notice: Increase to TransUnion Net Access (TUNA) availability
  • New model: CreditVision® HELOC Propensity Score 2.0
Last Updated: 05/25/2017

In the Increase to TransUnion Net Access (TUNA) availability section, the date has been extended and the IP address range has been updated to reflect the correct IP address range. All other content is unchanged.

Originally published May 1, 2017.

Contents include:

  • Notice: TransUnion will disable the TransUnion Net Access (TUNA) SHA-1 digital certificates on June 4, 2017
  • Reminder: TLS 1.1 and TLS 1.2 enabled for TransUnion Net Access (TUNA)
  • Notice: Increase to TransUnion Net Access (TUNA) availability
  • New model: TransUnion CreditVision® Personal Loan Risk to Roll Model
Content only available to logged-in subscribersEdition #151 (. pdf )
Last Updated: 04/03/2017
Contents include:
  • Notice: TransUnion will disable the TransUnion Net Access (TUNA) SHA-1 digital certificates on May 31, 2017
  • Reminder: TLS 1.1 and TLS 1.2 enabled for TransUnion Net Access (TUNA)
  • New add-on service: CreditVision® Top 5 Bankcard Revolving Algorithms
Content only available to logged-in subscribersEdition #150 (. pdf )
Last Updated: 03/01/2017
Contents include:
  • Notice: TransUnion will disable the TransUnion Net Access (TUNA) SHA-1 digital certificates on May 31, 2017
  • Reminder: TLS 1.1 and TLS 1.2 enabled for TransUnion Net Access (TUNA)
  • Update: New OFAC Name Screen test subjects
Content only available to logged-in subscribersEdition #149 (. pdf )
Last Updated: 02/01/2017
Contents include:
  • Reminder: SHA-2 certificate available for TransUnion Net Access (TUNA)
  • Reminder: TLS 1.1 and TLS 1.2 enabled for TransUnion Net Access (TUNA)
Content only available to logged-in subscribersEdition #148 (. pdf )
Last Updated: 01/03/2017
Contents include:
  • Reminder: SHA-2 certificates available for select TransUnion applications
  • Notification: SHA-2 extension for TransUnion Net Access (TUNA)
  • Reminder: TLS 1.1 and TLS 1.2 enabled for TransUnion Net Access (TUNA)
  • Update: Adverse action code added for CreditVision® Link and Alternative Scores
  • Update: OFAC Name Screen
Content only available to logged-in subscribersEdition #147 (. pdf )
Last Updated: 12/01/2016
Contents include:
  • Reminder: SHA-2 certificates available for select TransUnion applications
  • Notification: SHA-2 extension for TransUnion Net Access (TUNA)
  • Reminder: TLS 1.1 and TLS 1.2 enabled for TransUnion Net Access (TUNA)
  • Notification: Update to Employment Credit Report—Consumer Bill of Rights
  • New add-on service: Prefill Driver Household
  • New model: CreditVision® Six-Month Revolving Flags model
Last Updated: 12/16/2016

The description for the Characteristic (CH01) segment table in the CreditVision® Alternative Data Attributes model section has been updated. All other content is unchanged.

Originally published November 1, 2016.

Contents include:

  • Reminder: SHA-2 certificates available for select TransUnion applications
  • Notification: SHA-2 extension for TransUnion Net Access (TUNA)
  • Reminder: TLS 1.1 and TLS 1.2 enabled for TransUnion Net Access (TUNA)
  • New model: CreditVision® Link Score C
  • New model: CreditVision® Alternative Data Attributes Model
Content only available to logged-in subscribersEdition #145 (. pdf )
Last Updated: 10/03/2016
Contents include:
  • Reminder: SHA-2 certificates available for select TransUnion applications
  • Reminder: TLS 1.1 and TLS 1.2 enabled for TransUnion Net Access (TUNA)
  • New add-on service: CreditVision® Usage Algorithms
Last Updated: 08/17/2017

The CreditVision® Bankcard APR Estimator model now returns 30 Characteristic (CH01) segments instead of 25. All other content is unchanged.

Originally published September 1, 2016.

Contents include:

  • Reminder: SHA-2 certificates available for select TransUnion applications
  • Reminder: TLS 1.1 and TLS 1.2 enabled for TransUnion Net Access (TUNA)
  • New model: CreditVision® Bankcard Annual Percentage Rate (APR) Estimator
Content only available to logged-in subscribersEdition #143 (. pdf )
Last Updated: 08/01/2016
Contents include:
  • Reminder: SHA-2 certificates available for select TransUnion applications
  • Notification: Usage of select Use Type Codes—Maine and Utah
  • New model: CreditVision® Bankcard Behavior Segmentation Model
Content only available to logged-in subscribersEdition #142 (. pdf )
Last Updated: 07/01/2016
Contents include:
  • Reminder: SHA-2 certificates available for select TransUnion applications
  • New model: FICO® Auto Score 9 XT
  • New model: CreditVision® Auto Annual Percentage Rate (APR) Estimator
  • New model: CreditVision® Personal Loan Annual Percentage Rate (APR) Estimator
  • Risk-based Pricing Rules
Content only available to logged-in subscribersEdition #141 (. pdf )
Last Updated: 06/01/2016
Contents include:
  • Reminder: SHA-2 certificates available for select TransUnion applications
  • New add-on service: Military Lending Act Search
Content only available to logged-in subscribersEdition #140 (. pdf )
Last Updated: 05/02/2016
Contents include:
  • Reminder: SHA-2 certificates will soon be available for select TransUnion applications
  • New model: CreditVision® Personal Loan Risk Model
Content only available to logged-in subscribersEdition #139 (. pdf )
Last Updated: 04/01/2016
Contents include:
  • Notification: SHA-2 certificates will soon be available for select TransUnion applications
  • Notification: Puerto Rico security freeze processing
Content only available to logged-in subscribersEdition #138 (. pdf )
Last Updated: 03/01/2016
Contents include:
  • System update: TLS 1.1 and TLS 1.2 enabled for TransUnion Net Access (TUNA)
Content only available to logged-in subscribersEdition #137 (. pdf )
Last Updated: 01/04/2016
Contents include:
  • Early notification: SHA1 encryption for TransUnion applications will no longer be supported by TransUnion
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